Homeowners insurance is a good thing to have, especially if a particularly nasty storm caused damage to your home. With a homeowners insurance policy, you can either recoup what you lost from your savings for the repairs of your home, or you can even use it to pay your roofing and siding contractors instead. However, there are some things you should keep in mind first.
Extent of the Damage
One of the first things you should do before calling your insurance agent is to have your entire property inspected. That way, the real extent of the damage of your home can be determined, and you can provide your insurance provider with a detailed report. Have an inspector check your roof, siding, gutters and other parts of your property that could’ve been damaged by the storm. The estimated costs for a full restoration of your property should be included in this report as well.
Make Sure You Get the Right Contractor
Once you receive a detailed report of your property damage, hire trustworthy and reputable roofers and professionals as soon as possible. That way, any damage that can be worsened by exposure to the elements can be fixed right away. Make sure the contractor also has the amount of knowledge needed to work through complex insurance claims processes to make things easier on you. Use only the highest quality materials that your insurance company will pay for as well.
Most insurance policies have time limits for filing a claim so be sure to file your claim as soon as you can. Otherwise, you may lose your chance to get a payout that can help you with your home restoration expenses.
Make your search easier by turning to Rapid Roofing. We are your leading provider of roof replacement and siding installation services. Give us a call at (812) 269-3575 or (317) 333-6061. You can also fill out our contact form for a free inspection.